Insurance Dispute and Recovery
We have all heard stories of familes returning to their homes after brush fires and finding their homes still standing, while most of their neighbors' homes have burned. While the family whose house is still standing may consider themselves the lucky ones, in many ways they are the least lucky. Smoke damage can destroy a home or significantly reduce its value. Initial offers or estimates of damage by the homeowners insurance company or adjuster can fall far short of repairing the damage done to the home. (Click here to read more)



Bankruptcy
Bankruptcy is a federal court process designed to help consumers and businesses eliminate their debts or repay them under the protection of the bankruptcy court. Bankruptcy can help you prevent foreclosure of your home, stop debt collector harassment and get a fresh financial start. (Click here to read more)



Foreclosure Defense
A loan modification is when the lender modifies your current mortgage in order to work with you because of a hardship. The purpose is to help make your loan more affordable. Loan modifications typically involves a reduction in the interest rate on the loan, an extension of the length of the term of the loan, a different type of loan, a reduction of the principle of the loan, or any combination of the four. (Click here to read more)

Debt Restructuring
Debt restructuring is a process that allows a private or public company – or a sovereign entity – facing cash flow problems and financial distress, to reduce and renegotiate its delinquent debts in order to improve or restore liquidity and rehabilitate so that it can continue its operations. Replacement of old debt by new debt when not under financial distress is referred to as refinancing. (Click here to read more)